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Jan. 06, 2009 
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Home  >  Personal Accounts  >  Seniors
Golden Account - Members 59 and over

As a valued member of the ECU, you have come to expect a selection of financial services that is easily adaptable to your changing lifestyle. The Golden Account offers everything you need, and there is no charge for most services!

As a Golden Account member, you may use your ECU Member Card® to enjoy access to your account at all Automated Teller Machines displaying the ACCULINK®, INTERAC®, PLUS® and THE EXCHANGE® symbols or for making INTERAC direct payment purchases. (ACCULINK and INTERAC available in Canada only)

Another travel advantage is the Gold or Platinum MasterCard® credit card, your passport to a world of benefits. These cards are designed to provide you with exceptional coverage and convenience. Take a look, and imagine where it can take you.

MasterCard Credit Card Features:

  • Out-of-Province/Country Travel Health Plan (up to 70 years)
  • Trip Cancellation Insurance (up to 70 years)
  • Accidental Death Insurance
  • MasterTrip
  • MasterPurchase
  • MasterRental
  • MasterLegal
  • Optional Balance Protection Insurance
  • Core features:

    • Global Acceptance at 17 million locations world wide
    • ATM Access at over 890,000 locations
    • 24-hour lost/stolen card assistance
    • Emergency cards and emergency cash
    • Master RoadAssist 24-hour roadside assistance at pre-set rates
Recognizing the unique needs of our senior members, the Education Credit Union Golden Account offers two very special features: a discount on the rental of a safe deposit box and the option of monthly interest payment on your GIC Investments.

The Details On The Golden Account:

Services Include:
  • No charge for INTERAC® Direct Payment transactions
  • No charge for ATM Withdrawals - (ACCULINK®, INTERAC®, THE EXCHANGE® Network)*
  • No charge for ATM Deposits (ACCULINK, THE EXCHANGE)
  • No charge for electronic payments
  • No charge for chequing
  • No charge for personal cheques
  • No charge for certified cheques
  • No charge for money orders
  • No charge for travelers cheques
  • No charge for direct deposit
  • No charge for payroll deduction where offered
  • Line of Credit Available
  • Statements issued monthly
  • MemberDirect® Internet /Telephone Banking (including FREE bill payment)
*Surcharge may be applied at some locations

The Golden Account also offers:
  • An annual discount on safe deposit box rental
  • Monthly term deposit interest for investments 1 year and over (minimum of $1,000)
You can also take advantage of these features on a user-pay basis:
  • THE EXCHANGE ATM Withdrawal (outside Canada)
  • Plus ATM Withdrawals (outside of Canada)
  • Manual Transfers under the Same Member Number
  • Stop Payments
  • Credit Union Cheque
  • Bank Draft
  • Wired Funds
Is the Golden Account for you? Take a look at our comparison chart to help make your decision or speak to a Member Services Representative.

  Contact Us
Member Services
Education Centre
519-742-3500
TechTown
519-772-3050
Click to email Member Services


Related Links:
  • Receive your account statement online with our E-Statement option.
    Sign up today.


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