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Jan. 06, 2009 
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Home  >  Personal Accounts  >  Young Adults
Young Adult Services


The Education Credit Union has a variety of services designed specifically for members who are starting out in life.  We offer a low-cost chequing account with unlimited electronic transactions, MasterCard credit cards, lines of credit, personal loans and mortgages.

Xtreme $ense Account - For members 25 and under

The ECU recognizes that the late teens and early twenties can be a very challenging time, financially speaking. That's why we offer the Xtreme $ense Account for younger adults. ECU members aged 25 and younger can receive all the benefits of our regular multi-purpose accounts at a reduced charge of only $2.50 per month because we recognize that when you're just starting out, every little bit helps.

If you need extra cash for holidays, repairs to your car, or to meet other obligations during times when your income flow fluctuates - you can apply for a line of credit of up to $10,000. The line of credit is attached to your account and is only used if your withdrawals and purchases exceed the amount you have on deposit.
Xtreme $ense Account Details:

Xtreme $ense Account Details:

The Xtreme $ense Account offers all the following benefits for only $2.50 per month.

Services Include:

  • INTERAC® Direct Payment transactions
  • ATM Withdrawals (In Canada)*
  • ATM Deposits (In Canada))
  • Electronic Payments
  • Chequing
  • Certified Cheques
  • Line of Credit Available
  • Direct Deposits
  • Payroll Deduction where offered
  • Statements issued monthly
  • MemberDirect Internet /Telephone Banking (including FREE bill payment)

*Surcharge may apply at some locations

Xtreme $ense members can also take advantage of these features on a user-pay basis:

  • Travellers Cheques
  • Money Orders
  • ATM Withdrawals (outside Canada)
  • Manual Transfers under the Same Member Number
  • Stop Payments
  • Credit Union Cheque
  • Bank Drafts
  • Wired Funds
  • See our Service Fees under Quick Links for details

MasterCard Credit Card

As an Xtreme $ense member you can also apply for a MasterCard® credit card. There are a number of options available to you, including:

  Contact Us
Member Services
Education Centre
519-742-3500
TechTown
519-772-3050
Click to email Member Services


Related Links:
  • Receive your account statement online with our E-Statement option.
    Sign up today.