Name & Designations Credential Asset Management Inc. TechTown 102-340 Hagey Blvd Waterloo, ON N2L 6R6 Tel: (519) 742-9998 Fax: (519) 742-9881 Email: Email@ecusolutions.com

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®Credential is a registered mark owned by Credential Financial Inc. and used under licence.

Mutual funds are offered through Credential Asset Management Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, mutual funds and cash balances are not insured nor guaranteed, their values change frequently and past performance may not be repeated.