Travelling? Please let us know.

We have launched a service that provides added protection on your debit card. Please advise your branch when you are travelling. Read more...

Our members have access to over 3,200 ding free ATMs from sea to sea.

We've all been dinged by surcharge fees at an ATM. But as a member of ECU, you don't have to rely exclusively on our ATMs to keep from getting charged.  In fact, you're part of one of the largest surcharge-free ATM networks in the country.

IMPORTANT INFORMATION – Wire Routing Instruction Change

Due to more stringent enforcement of anti-money laundering and “know your client” requirements by US regulators, Education Credit Union wire routing information for incoming US dollar and international wires has changed effective immediately. After February 14th, 2014 any incoming US or international wires sent using routing instructions that contain reference to JP Morgan will be returned to the initiator. Routing instructions for Canadian dollar wires sent within Canada remain unchanged. Please contact a Member Services Representative to receive updated routing instruction information at your earliest convenience to ensure sufficient time for communicating this change to wire initiators. We apologize for any inconvenience that this may have caused.

What's New

Click here for updates regarding products and services, special promotions, ECU news, and other important information.

Serving the Community for Over 40 Years

The Education Credit Union (ECU), located in the Region of Waterloo, is a full-financial service credit union including a comprehensive Wealth Management Program. ECU provides a broad range of banking services including chequing and savings accounts, programs for youths, investments, card services, loans and mortgages and Automatic Teller Machines. The primary difference between ECU and other financial institutions is our personal approach. The principle of putting members first has promoted the growth of credit unions. Today, there are 877 credit unions and caisses populaires in Canada, many with multiple branches. They hold combined assets of $256 billion and serve 10.8 million members (as of January 1, 2011). ECU is proud to be part of this heritage. We have three branches: the Education Centre in Kitchener, a branch located in the TechTown building in the David Johnston Research and Technology Park in Waterloo, and a branch located on Water Street, Cambridge. Our services are designed to provide convenience; many requests are processed by phone, fax, through the courier system and through MemberDirect Telephone, Online and Mobile banking. We welcome you! Although our roots began through the educational community, our membership base extends to the general population of the Region and we encourage you to consider us as your financial service provider. Come and experience the credit union difference.