What's New at ECU

NEW MERITline™ and ECU Line rates!


It’s back! Take advantage of our Line of Credit rate specials available for a limited time. Whether you’re working on a special project, looking to consolidate debt or heading somewhere warm for the winter, our two rate specials are just what you need.
MERITline™ HELOC as low as 2.99% for the first 3 months.
ECU Line unsecure LOC as low as 4.99% for the first 3 months.

Make the most out of your RRSP this season.


Take advantage of our Index Linked Investment for your Registered Retirement Savings Plan or Tax Free Savings Account this year. What is an index linked term deposit? It is an investment that allows you to reap the rewards of a riskier investment (such as a mutual fund) but with the safety of a GIC. Your principal is guaranteed; therefore, you will only be risking the growth. Since the index linked investment is following the market, you have the opportunity for a higher growth than your typical GIC or savings account. It is the best of both worlds. 
Click here to see how ECU's Index Linked investment measures up. 

Invest in something new:

Take a look at our 33 Month GIC Special Investment Rate for a low-risk investment option:

$1,000+ 2.10%
$25,000+ 2.30%
$100,000+ 2.35%

For something longer term, we also have a 5 year escalator available:

1 year 1.35%
2 year 1.45%
3 year 1.80%
4 year 2.10%
5 year 2.30%

Or, for something a little more flexible, check out the cashable 1 year GIC. It offers a great rate for your short-term needs.

$500+ 0.30%
$10,000+ 1.05%
$25,000+ 1.10%
$100,000+ 1.20%

The 1 year GIC is cashable after 30 days.  
Take advantage of these great rates while they are available; contact us today. Deposits insured by the Deposit Insurance Corporation of Ontario*.
*For further information on deposit insurance, please ask for a brochure at the credit union or call DICO at 1-800-268-6653 or log on to the website at www.dico.com.

Wealth Management is here for you!

There is a common misconception that you need to be wealthy to meet with a wealth management advisor. In reality, our financial advisors are here to help you determine your financial goals, recommend the best investments for your financial situation, and help you manage your assets. The best part is you can meet with our Wealth Management Financial Advisors for free with no obligations. 
Contact our ECU Wealth Management department today to help you with your financial planning needs, including investments, estates, and retirement planning.

NEW Account Packages

See our new account packages and service fee schedule here.

Become an ECU Ambassador!


Education Credit Union is proud to introduce our Ambassador Program! An exclusive program designed with our biggest ECU fans in mind. This elite status is available to members who educate those around them about our products and services. Rewards are earned and can include, but are not limited to, free banking, preferred pricing on investments and lending products, exclusive swag, gift cards and much more. To apply and/or find out more, click here.

INTERAC® Online is at ECU!


Learn all about INTERAC® Online here.

Become a Member with Benefits



Members who refer friends, family or coworkers will receive $25 for their referral rather than the usual $25! New members who are eligible* (see list below) will also receive $25 upon approval! Just like our usual Members with Benefits program, there is NO LIMIT to how many members you refer. Spread the word, share the wealth!

*New Members will also receive $25 if they are approved for the following:

Member Referral Rewards not applicable to our cashable GIC.

THE EXCHANGE® Network – ATMs from Coast to Coast!


THE EXCHANGE® Network is convenient, giving you surcharge-free access to your accounts regardless of where you travel within Canada. No matter where you travel to, you can find an ATM to complete a cash withdrawal, deposit, PIN change, transfer, or balance inquiry. Find an EXCHANGE Network ATM around you, using the ATM Locator App.

We're on social media

Follow us online at @ECUSpeaks to stay up-to-date on the latest and greatest from ECU.

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See what our members have to say...

"Hi: I just learned how to deposit a cheque by taking a picture of it with my phone. I can't believe how easy it was! I'm not a high tech person & I don't even have a data plan on my phone. It didn't cost anything to download the app that enabled me deposit my cheque via wi-fi! It's incredible! So easy! The app led me through the steps & the money was pretty much immediately in my ECU account! So much easier than driving to the branch to make a deposit."
Dawn, Kitchener
"I have used the e-transfer function a couple of times lately and found it to be very easy to do and quite user friendly. Always a pleasure to walk into the bank and see the smiles on all your faces which proves you like working there and appreciate the customers."
Jeff, Kitchener