What's New at ECU

Welcome to Education Credit Union: Your Financial Information Centre.

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Receive $75, no strings attached!

Until September 30, ECU has amplified our Members With Benefits program for Canada’s 150th birthday! Members who refer friends, family or coworkers will receive $75 for their referral rather than the usual $25! New members who are eligible* (see list below) will also receive $75! Just like our usual Members with Benefits program, there is NO LIMIT to how many members you refer so spread the word and share the wealth!

*New members receive $75 if they are approved for the following:

Special 33 month GIC rate

Hot off the press, a new 33 Month GIC Special Investment Rate is being offered, but only for a limited time. Invest with confidence and watch your money grow with ECU.

$1,000+ 1.95%
$25,000+ 2.15%
$100,000+ 2.20%

Take advantage of this great rate while it’s available; contact us today. Deposits insured by the Deposit Insurance Corporation of Ontario*.
*For further information on deposit insurance, please ask for a brochure at the credit union or call DICO at 1-800-268-6653 or log on to the website at www.dico.com.

Education Credit Union is 150% Canadian, eh.

Canada’s birthday may have been last month, but the celebrations continue at ECU with the CANADA 150 LOAN. Similar to the annual Stocking Stuffer loan, the Canada 150 loan is a one page application that can be scanned, faxed or mailed to your ECU branch. Borrow up to $1,500 yourself or make it a Double-Double and borrow up to $3,000 on a joint loan. Enjoy rates from 9.95% with minimum payments of $150 a month. This deal really is sweeter than maple syrup! Apply here or visit your nearest branch for more information.

Cashable 1 Year GIC

Looking to set some money aside for a short term gain? Check out the cashable 1 year GIC. It offers a great rate for your short term needs.

$500+ 0.30%
$10,000+ 1.05%
$25,000+ 1.10%
$100,000+ 1.20%

The 1 year GIC is cashable after 30 days. Call, email, or visit your nearest branch to find out more or invest today.

THE EXCHANGE® Network – ATMs from Coast to Coast!

THE EXCHANGE® Network is convenient, giving you surcharge-free access to your accounts regardless of where you travel within Canada. No matter where you travel to, you can find an ATM to complete a cash withdrawal, deposit, PIN change, transfer, or balance inquiry. Find an EXCHANGE Network ATM around you, using the ATM Locator App.

MERITLine™ or ECU Line?

Pay for what you use, when you use it. With the ECU Line of Credit or the MERITline™ Home Equity Line of Credit, you are approved up to a certain amount, but can spend your credit on whatever you need, whenever you need it.
Whether you’re looking at a large purchase or travel, we have a special rate for new applicants! Save this summer with MERITline rates from 2.99%* or an unsecure ECU line with rates from 4.99%*.
*Rate is offered for the first six months. Some conditions apply. Ask us for details.

STUDENTS: School is around the corner and we have just the account for you!

If you’re a student over 18, we have an account just for you. Get a FREE chequing account with all of the perks of our usual Xtreme account but with no monthly fee attached! Receive:
  • FREE Xtreme Chequing Account
  • Surcharge-free ATMs all across Canada through THE EXCHANGE® Network
  • Account access with the ECU Mobile App, or through our website, over the phone, and via text
  • Debit card
  • First 12 cheques free
  • Financial planning available
  • Saving Accounts available
  • Interac® e-Transfer available for a small fee
You may also be eligible for:
  • No and Low fee Student CHOICE REWARDS® MasterCard® credit cards
  • Student Line of Credit attached to your debit card
  • Education Loans
Proof of enrollment required. To find out what you are eligible for, contact your branch today or apply online now to become an ECU Member!

New 5 Year Mortgage Rate Available!

Our mortgages are the best, but don’t take our word for it. Take a look at what our members have to say:

"I just love Gloria. She put my mind at ease and relieved all of my anxieties when selling my townhouse & building my new home."

"Who knew a mortgage would be so uncomplicated! In the old days, approaching a bank manager to extend a mortgage would conjure an image of going in on bended knee, cap in hand!"

For a limited time, along with fantastic services and flexible prepayment options, you could also receive rates from 2.89% on your 5 year mortgage.

CONTEST ALERT: Win $250 worth of DEWALT® Tools

When you are approved for either a MasterCard® credit card, mortgage, line of credit, MERITLine home equity line of credit, or personal loan, you will automatically be entered to win $250 worth of DEWALT® Tools. Apply here for whatever solution suits your needs.

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