Multi-Service Accounts

Which Multi-Service Account is Right for you?

ECU has 5 different multi-service accounts to choose from. See our Service Fee brochure for updated information on fees associated with your account.


The e-Link account is designed for paperless transactions. Enjoy the convenience and ease of MemberDirect® online, mobile web, mobile app and phone banking, unlimited electronic services such as ATM access, INTERAC® direct payment purchases, electronic payments and deposits for a low fee. All those unlimited transactions, plus two free cheques per month.



A MasterPlan is ideal for members who actively use their account, maintain a nominal account balance, and want the versatility of unlimited transactions. You will have unlimited access to cash, chequing, and all of the perks of an e-Link too. We also waive some service fees when you have a MasterPlan.


The Personal 1 Account is ideal if you have only a few transactions per month, prefer to pay as you go, or maintain a minimum balance of $1,000 in your chequing account. A minimum daily balance of $1,000 per month in the Personal 1 Account ensures your day-to-day banking transactions are free.

Xtreme $ense

For members age 18 – 25, we know there are a lot of significant expenses for you as you finish your education, start your career, and move out of your parents’ home. That’s why we want to offer our members, aged 18 – 25, all the benefits of our regular multi-service accounts at a reduced charge.

Graduating from a WRDSB school? Then check out our Dennis Daub Scholarship!

Golden Account

The Golden Account offers members who are 59+ everything you need with no charge. Enjoy all our MasterPlan account benefits at no charge.

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