Youth and Student Accounts

FAT CATĀ® Youth Account

Help teach your children how to manage money with this savings account issued in your children’s name. ECU – A Division of WFCU Credit Union offers young members 12 years of age and under the FAT CAT Youth Account. Paying a competitive rate of interest, the account has full access to funds using a parent approved debit card, includes no monthly or per transaction fees and requires no required minimum balance.

A FAT CAT Account offers:

  • No minimum amount to operate the account.
  • Interest calculated daily and paid quarterly.
  • An opportunity for a child to develop important money-management habits.
  • The ability for family and friends to make deposits to the child's account.

Here are the benefits to opening a FAT CAT Account for your child:

  • If you're looking for the perfect gift for children 12 years of age and under, a FAT CAT Account does more than set them on the right path. Our "starter" savings account pays a competitive rate of interest and allows family and friends to make deposits at any time.
  • FAT CAT Account holders take pride in watching their savings grow from a very early age.
At age 13, a FAT CAT Account is easily converted into a HEADSTART® Youth Account. By this time, your youngster is well on the way to understanding how to manage their money.

Student HEADSTARTĀ® chequing account

$0 monthly fee.
FREE UNLIMITED chequing and in-branch withdrawals
FREE UNLIMITED ATM* withdrawals across Canada.
FREE UNLIMITED debit card transactions.
FREE UNLIMITED access to your account information through online banking, over the telephone, in-branch and through ECU's mobile app available for Apple and Android devices.
Optional overdraft protection.

*Effective May 1, 2021

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