Get cash when you need it with an ECU Line of Credit. This pre-arranged line of credit can protect you from overdrawing your account. With rates much lower than most credit cards and easy access through your debit card, it is a great alternative. Find out how to reduce your rate even further by speaking to a lending service representative today.

ECU Line

Unlike our typical line of credit, the ECU Line is not attached to your debit card. It is a separate account that can be accessed anytime, anywhere through online banking. Use this pre-arranged line of credit for funds on demand, large purchases, emergencies or as a budgeting tool – whatever you need it to be.

Application Process

We offer two easy ways to apply for a loan, depending on your preference.

1. You can contact one of our branches to speak with a Lending Services Representative.
2. Apply Online through our secure site. A Lending Services Representative will review your application and contact you within 2 business days.

Interested in a Home Equity LOC?

The MERITline™ home equity line of credit is available as a low-rate financial solution. Find out more about our MERITLine™ Home Equity Line of Credit here.