Lines of Credit

Get cash when you need it with an ECU Line of Credit. This pre-arranged line of credit can protect you from overdrawing your account. With rates much lower than most credit cards and easy access through your debit card, it is a great alternative. Find out how to reduce your rate even further by speaking to a lending service representative today.

Looking for a line of credit for a special project, debt consolidation or trip? Warm up to the ECU Line of Credit with a special rate of 4.99% for the first 3 months. Talk to us today about your options and what financial options are best for you.
Interested in a Home Equity line of credit? See our MERITline™ rate specials here.

Application Process

We offer two easy ways to apply for a loan, depending on your preference.

  1. You can contact one of our branches to speak with a Lending Services Representative.
  2. Apply Online through our secure site. A Lending Services Representative will review your application and contact you within 2 business days.

Interested in a Home Equity LOC?

The MERITline™ home equity line of credit is available as a low-rate financial solution. Find out more about our MERITLine™ Home Equity Line of Credit here.

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