Index Linked Term Deposits

What is an Index-Linked Term Deposit?

The Index Linked Term Deposit is an investment that guarantees your principal* but has the potential for a higher return. Because of this, it is much more secure than other investments. The growth follows an index, so it has the potential for a much higher return than other term deposits. 

The ECU Index Linked Term Deposit has up to a 125% participation rate on the 5 year term deposit, making your return even higher. 

3 or 5 year term deposits available for your RRSP, TFSA or RESP.

Click here to track the 3 year Index-Linked Term Deposits. 

Click here
to track the 5 year Index-Linked Term Deposits.

*Refer to applicable DICO coverage.

Who Should Consider an Index-Linked Term Deposit?

If you are looking for an investment that offers the potential for a higher return than your typical 2%, or are simply not willing to risk your principal, this could be the investment for you. Investors must be 18 years or older with a minimum $1,000 investment. Contact your ECU branch today for details on the current index-linked term available.

Deposit Insurance Corporation of Ontario

At Education Credit Union, eligible deposits are insured by the Deposit Insurance Corporation of Ontario.  For further information on deposit insurance coverage, please ask for a brochure at the credit union, visit the  Deposit Insurance Corporation of Ontario (DICO) website, or call DICO at 1-800-268-6653.


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